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Home » Estate Planning Articles » The Accidental Spouse

The Accidental Spouse

February 29, 2012

Compliments of Our Law Firm,
By: The American Academy of Estate Planning Attorneys

John Ober may or may not have thought he was married, but a Montana court certainly believed he was – and the fact that he was married determined what happened to his estate.

John Ober and Selma Klein had a long-term live-in relationship which lasted for many years. John proposed to Selma in 1987, but they never applied for a marriage license and never had a marriage ceremony. They kept filing tax returns as single individuals, and Selma, who had been married before, continued to collect benefits from her deceased first husband’s Social Security account.

Although they never made it “official,” John and Selma wore wedding rings, and John carried a photo of Selma in his wallet. On the back of the photo, John had written “my wife.” When John died without a Will in 2001, the court weighed the evidence and determined that under Montana law, John and Selma had entered into a common law marriage. Selma had the same inheritance rights as a wife who married in a traditional ceremony.

Could you be an accidental husband – or wife? If you live in a state that currently recognizes or has recently recognized common law marriage, you may be married and not realize it. These states include Alabama, Colorado, District of Columbia, Georgia, Idaho, Iowa, Kansas, Montana, New Hampshire, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Texas, and Utah.

Each state has its own requirements, but a common law marriage generally requires the parties to be legally capable of marrying, to express a present desire to marry, and to live together. Expressing a present desire to marry can be as simple as wearing wedding rings or telling friends or co-workers that you are married.

Once you enter into a common law marriage, there is no such thing as a common law divorce. Even states that do not allow common law marriage will recognize a common law marriage validly entered into in another state. Imagine you live in Utah and do all the things necessary to enter into a common law marriage. If you later move to North Carolina, your marriage will be legal and valid in North Carolina.

A common law marriage, particularly one you are not aware of, can have far-reaching consequences. It can render a later marriage null and void. It can even disrupt a meticulously planned estate, giving unanticipated inheritance rights to a common law spouse and denying other family members their inheritances.

If you lived with someone in any of the common law states mentioned above, even briefly, meet with an estate planning attorney. He or she can help you determine your marital status, put any lingering doubts to rest, and ensure that your estate plan is not derailed by any unwelcome surprises.

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