If you are old enough to be seriously thinking about end of life care, it is crucial that you also plan for that care – particularly if you hope to age at home. A Nashua area elder law attorney at DeBruyckere Law Offices explains why planning ahead is crucial if you hope to age in place. What Constitutes a “Good Death?” According to a recent New York Times article, people’s attitudes about what constitutes a “good death” have changed dramatically over the years. Around the turn of the … [Read more...] about If You Hope to Age in Place You Need to Plan Ahead
If you are currently enjoying your retirement years, or will be soon, the likelihood that you (or your spouse) will need long-term care is a real concern. The high cost of LTC means that paying for LTC may involve qualifying for Medicaid benefits. You may, however, be concerned about relying on Medicaid because of the asset rules. Once upon a time, qualifying for Medicaid could result in leaving a community spouse without sufficient assets to survive; however, that is no longer the case thanks … [Read more...] about Spousal Impoverishment Guidelines for 2020
It seems as though Alzheimer’s is in the news on an almost daily basis. If you have a loved one who is showing signs of memory loss you are undoubtedly worried that it means Alzheimer’s is around the corner. Does as memory loss lead to dementia and is all dementia caused by Alzheimer’s though? To clear up some confusion, a North Andover area elder law attorney at DeBruyckere Law Offices explains the difference between Alzheimer’s and dementia. Defining Dementia Understanding the … [Read more...] about Is There A Difference between Alzheimer’s and Dementia?
Watching your mother succumb to the physical and/or mental deterioration that comes with the natural aging process is not easy. Reaching the decision that your mother can no longer safely care for herself is even more difficult. On the other hand, leaving your mother home alone could result in serious injury. Realizing that should make the decision to look into a nursing home a little bit easier to accept. Once you have made that decision, finding the right facility becomes your priority. To … [Read more...] about Tips to Help You Choose the Best Nursing Home for Your Mother
Whether you are a senior yourself or the loved one of a senior, it is imperative that you understand how common elder financial exploitation is in the United States. In fact, the odds are that someone you know has been the victim of senior financial exploitation. Understanding the problem is the first step toward protecting yourself and those you love from becoming a victim. A Beverly area elder law attorney at DeBruyckere Law Offices offers tips to help avoid becoming the victim of elder … [Read more...] about Tips to Avoid Becoming the Victim of Financial Exploitation
Instead of coming home to a parade full of appreciative well-wishers, most Vietnam vets came back to streets full of hostile protesters. Sadly, these men and women who sacrificed so much for their country, were often forced to pretend as though they were never in the war just to avoid confrontations. As a consequence, many Vietnam vets never receive the psychological counseling they should have given the traumatic events they went through during their tour of duty. Now, almost half a century … [Read more...] about Are You a Vietnam Vet? If So, What You Need to Know about Veterans Benefits and Help for PTSD
A reverse mortgage is a loan for senior homeowners that allows a homeowner to access a portion of the home’s equity and convert it into cash using the home as collateral. Initially, the concept of a reverse mortgage was conceived as a way to help retirees with limited income use the accumulated wealth in their homes to cover basic monthly living expenses and/or pay for costly health care; however, the proceeds of a reverse mortgage can be used for anything you wish. If you are a senior on a … [Read more...] about Is a Reverse Mortgage Right for Me?
If you recently lost your spouse, you are undoubtedly going through a period of grief and heightened emotions. It may be some time before you want to address the legal and practical consequences of your spouse’s passing. While that is certainly understandable, you may need to make some changes to your estate plan as soon as possible to prevent unintended outcomes. The Beverly Elder Law attorneys at DeBruyckere Law Offices explain five documents that typically need to be updated after the loss of … [Read more...] about 5 Documents to Update after the Loss of a Spouse
In the United States, veterans, their dependents, and survivors are entitled to a number of benefits and qualify for numerous assistance programs as a result of their service. One program that can help veterans and their spouses put off the need to move to long-term care is the Veterans Aid & Attendance program. The VA&A program is not a well-known program; however, the benefits it provides can make a huge difference to seniors wishing to remain in their homes. To help you determine if … [Read more...] about How Does a Veteran Qualify for Aid & Attendance?
Thanks to advances in Medicine coupled with an overall better quality of life in the United States, we can all look forward to a significantly longer average life expectancy than we would have had just a couple of generations ago. The natural aging process, however, will catch up to all of us eventually. When that happens, physical and/or mental deterioration may make help around the house a necessity. Paying your caregiver under the table may seem like a win-win situation; however, the North … [Read more...] about Is Paying Your Caregiver under the Table a Good Idea?